Provisional Translation
Financial Services Agency
August 2, 2002

Table-4 The status of Risk Management Loans of All Deposit-taking Financial Institutions
(as of end-March 2002)

The status of Risk Management Loans of All Deposit-taking Financial Institutions
* LBB : Loans to Borrowers in Legal Bankruptcy  ** PDL : Past Due Loans in arrears by 6 months or more  *** 3PDL : Loans in arrears by 3 months or more and less than 6 months

(Notes)
1. Financial institutions that declared bankruptcy are excluded.
2. PDL are loans of which interest is not collected and are not recognized as earnings, excluding LBB and loans of which payment of interest is in a grace period for the purpose of reconstructing the borrower. 3PDL are loans of which principal or interest is in arrears by 3 months or more from the date of default on payment of interest or principal under terms of the related loan agreement, excluding LBB and PDL.
3. Some financial institutions conducted "Partial Direct Write-offs" (to write-off uncorrectable portions(Category 4) of loans to bankrupt/effectively bankrupt borrows with collateral/guarantee, instead of making specific allowance for loan losses), which amounted to was 10,348 billion Yen on non-consolidated bases.
Table-1
The Status of
Non-Performing Loans Held
by All Deposit-taking
Financial Institutions
(as of end-March 2002)		 Table-2
The Status of Classified
Assets of All Deposite-taking
Financial Institutions
based on the Financial
Reconstruction Law
(as of end-March 2002)
Table-3
Transition of the Amount of
Classified Assets Based on the
Financial Reconstruction Law		 Table-4
The status of Risk Management
Loans of All Deposit-taking
Financial Institutions
(as of end-March 2002)		 Table-5
Loss on Disposal of
Non-Performing Loans
of All Banks as of end-March 2002