(provisional translation)
January 27, 2000
Financial Supervisory Agency
The Government of Japan

The Status of Risk Management Loans held by All Banks in Japan
(as of the end of September, 1999)

1. Risk Management Loans (trillion yen)
end of March 1999     end of September 1999
(1) All Deposit-taking Financial Institutions

38.7

N.A.

(*)
(note)
(*) Cooperative-type financial institutions are not required to make semi-annual settlement of accounts by law.
(2) All Banks

29.6

29.7

(3) Major 19 Banks (City Banks, Long-term Credit Banks and Trust Banks)

20.3

19.2

(4) Regional Banks and Regional Banks II

9.4

10.5


2.

Specific Allowance for Loan Loss (trillion yen)
end of March 1999     end of September 1999
(1) All Deposit-taking Financial Institutions

14.8

N.A.

(*)
(note)
(*) Please see the note of 1.(1).
(2) All Banks

11.2

9.6

(3) Major 19 Banks

6.8

5.6

(4) Regional Banks and Regional Banks II

4.4

4.0


3.

Self-Assessment Result of Asset Quality (trillion yen)

(1)

All Deposit-taking Financial Institutions

end of March 1999

end of September 1999

Total Credit Exposure

 

I

II

III

IV

694.3
[100]

613.7
[88.4]
76.6
[11.0]
3.9
[0.6]
0.1
[0.1]

Total Credit Exposure

 

I

II

III

IV

N.A.
 

(2)


All Banks

Total Credit Exposure

 

I

II

III

IV

551.8
[100.0]
487.5
[ 88.3]
61.0
[ 11.1]
3.2
[ 0.6]
0.1
[ 0.1]

Total Credit Exposure

 

I

II

III

IV

532.1
[100.0]
470.0
[ 88.3]
59.5
[ 11.2]
2.6
[ 0.5]
0.0
[ 0.0]

(3)


Major 19 Banks

Total Credit Exposure

 

I

II

III

IV

358.4
[100.0]
316.8
[ 88.4]
39.2
[ 10.9]
2.3
[ 0.6]
0.1
[ 0.1]

Total Credit Exposure

 

I

II

III

IV

346.3
[100.0]
306.7
[ 88.6]
37.7
[ 10.9]
1.9
[ 0.5]
0.0
[ 0.0]

(4)


Regional Banks and Regional Banks II

Total Credit Exposure

 

I

II

III

IV

193.4
[100.0]
170.7
[ 88.3]
21.8
[ 11.3]
0.9
[ 0.5]
0.0
[ 0.0]

Total Credit Exposure

 

I

II

III

IV

185.9
[100.0]
163.4
[ 87.9]
21.8
[ 11.9]
0.7
[ 0.4]
0.0
[ 0.0]
(note) 1. Figures in [        ] are ratio of I, II, III, or IV to Total Credit Exposure.
2. About figures of the end of September 1999, some financial institutions took "Partial Direct Write-offs" (to write-off uncollectible portion(Category IV) of bankrupt/effectively bankrupt loans with collateral/guarantee instead of transferring to Specific Allowance for Loan Loss),which amounted approximately to 7.0 trillion Yen(6.4 Trillion Yen for Major Bank) on solo base.

Risk Management Loans of All Japanese Banks

Self-Assessment Result of Asset Quality on All Japanese Banks

Loss on Disposal of Bad Loans of All Japanese Banks

(Homepage of "The Financial Reconstruction Commission")
Self-Assessment Result of Asset Quality
based on the Financial Reconstruction Law

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