(Notes) | 
          
          
            | 1. 
             | 
            Net transfer to 
            allowance for loan losses : 5,741 billion Yen, Direct write-offs : 
            4,274 billion Yen, Loss on disposal of non-performing loans : 10,573 
            billion Yen (Regarding all Banks and Cooperative-type Financial 
            Institutions (FY 2001) ).  | 
          
          
            | 2. | 
            For FY 1992 to FY 1994, 
            above data are composed of City Banks, Long-term Credit Banks and 
            Trust Banks. Figures in parentheses refer to the amount of City 
            Banks, Long-term Credit Banks and Trust Banks. | 
          
          
            | 3. | 
            Hokkaido Takusyoku Bank, Tokuyo City Bank, Kyoto Kyoei Bank, 
            Naniwa Bank, Fukutoku Bank, and Midori Bank are excluded from FY 
            1997 onward. Kokumin Bank, Kofuku Bank and Tokyo Sowa Bank are 
            excluded from FY 1998 onward. Namihaya Bank and Niigata Chuo Bank 
            are excluded from FY 1999 onward. Ishikawa Bank and Chubu Bank are 
            excluded from FY 2001. Long-term Credit Bank of Japan(Shinsei Bank 
            at present) is excluded from FY1998. Nippon Credit Bank (Aozora Bank 
            at present) is excluded from FY 1998 and FY 1999.  | 
          
          
            | 4. | 
            "Net Transfer to 
            Allowance for Loan Losses" refer to the total amount of Net Transfer 
            to Specific Allowance for Loan Loss and Net Transfer to General 
            Allowance for Loan Loss, etc. | 
          
          
            | 5. | 
            "Risk Management Loans" 
            figures had been composed of Loans to Borrowers in legal Bankruptcy 
            [LBB], Past Due Loans [PDL], and 
            restructured loans for FY1995 and FY1996. For FY 1992 to FY 1994, 
            the figures had been composed of LBB and PDL. | 
          
          
            | 6. | 
            "Loss on sales through 
            Bulk Sales etc." refer to the total amount of Loss on Sales through 
            Bulk Sales, Loss on Supports to subsidiary etc.  | 
          
          
            | 7. | 
            "Others" in Loss on 
            Disposal of Non-Performing Loans refer to the total amount of 
            Allowance for expected losses brought by the Loans Sold to CCPC, Allowance for expected Losses brought by the Supports 
            to Subsidiary etc.  | 
          
          
            | 8. | 
             Loss on Disposal 
            of Non-Performing Loans at FY 2001 includes the figure of Tokai 
            Bank. |