[Provisional Translation]
Financial Services Agency
February 7, 2003

Table-3 Transition of Non-Performing Loans (NPLs) based on the Financial Reconstruction Law

Table-3 Transition of Non-Performing Loans (NPLs) based on the Financial Reconstruction Law
(Note)
1. The Shinsei Bank is excluded in FY1998, whereas the Aozora Bank is excluded in FY1998 and FY1999. The figures of both Banks have been included since FY2000.
2. Figures in parentheses do not include those of Shinei Bank and Aozora Bank (Major 12 Banks).

Table-1 The Status of Non-Performing Loans held by all banks(as of end-September 2002)
Table-2 The Status of Non-Performing Loans (NPLs) of All Banks based on the Financial Reconstruction Law
Table-3 Transition of Non-Performing Loans (NPLs) based on the Financial Reconstruction Law
Table-4 Total Losses on Disposal of Non-Performing Loans of All Banks
(Reference) The Status of Risk Management Loans of All Banks (as of end-September 2002)