(Reference) The Status of Risk Management Loans of All Banks (as of end-September 2003)

(Reference) The Status of Risk Management Loans of All Banks
(as of end-September 2003)

(Note:)
1.	Figures are rounded to the nearest billion.
2.	''PDL'' refer to loans of which interests are not collected and are not recognized as earnings, excluding LBB and of which payments of interests are in a grace period for the purpose of reconstructing the borrowers. ''3PDL'' refer to loans of which principals or interests are in arrears by 3 months or more from the date of default on payments of interests or principals under terms of the related loan agreements, excluding LBB and PDL.
3.	Some financial institutions chose ''Partial Direct Write-offs'' (to write-off uncorrectable portions(Category IV) of loans to bankrupt/effectively bankrupt borrows with collateral/guarantee, instead of providing specific provisions for loan losses), which were 8,310 billion yen on non-consolidated bases.
4.	''Major Banks'' stand for City Banks, Long-term Credit Banks and Trust Banks excluding Shinsei Bank and Aozora Bank.
5.	Figures of NPLs about Mizuho Group and UFJ Bank include those which are transferred to subsidiary companies for corporate revitalization.
6.	''Total of Regional Banks'' includes the figure of Saitama Resona Bank.

Table-1	The Status of Non-Performing Loans held by all banks (as of end-September 2003)
Table-2	The Status of Non-Performing Loans (NPLs) of All Banks based on the Financial Reconstruction Law (as of end-September 2003)
Table-3	Transition of Non-Performing Loans (NPLs) based on the Financial Reconstruction Law
Table-4	Total Losses on Disposal of Non-Performing Loans of All Banks
(Reference)	The Status of Risk Management Loans of All Banks (as of end-September 2003)
The Status of Non Performing Loans as of end-September 2003