@
Objective |
Inspection of soundness of asset |
Inspected Banks |
17 banks:
Dai-ichi Kangyo Bank, Fuji Bank, Bank of Tokyo-Mitsubishi, Sakura
Bank, Sanwa Bank, Tokai Bank,Asahi Bank, Industrial Bank of Japan, Yasuda Trust and
Banking, CO., Sumitomo Trust and Banking, CO,Chuo Trust and Banking, Co, Toyo Trust and
Banking, Co, ----inspected by the Financial Supervisory@Agency
Sumitomo Bank, Daiwa Bank, Mitsubishi Trust and Banking, Co,
Mitsui Trust and Banking, Co, Nippon Trust Bank ----examined by the Bank of Japan
|
On-site inspection period |
from July 24 to October 28, 1998 |
Average number of inspection days per bank |
20.8 days /bank |
Average number of inspectors per bank |
12.0 inspectors/bank |
Average number of inspected debtors per bank |
9,806 debtors /bank |
Average sampling rate |
56.2%
Note: |
All classified credits (categories 2,3 and 4) were inspected exhaustively, while
unclassified credits (category 1) were inspected on the sampling basis. |
|
Standard of classification |
Category 1: |
credit exposures which have not been classified as
category 2, 3 or 4 |
Category 2: |
credit exposures for which an adequate specific
risk management is needed. |
Category 3: |
credit exposures with serious concerns in terms of
their ultimate collection. |
Category 4: |
credit exposures which have been judged to be
non-collectable or of no value. |
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