| * LBB : Loans to Borrowers in Legal Bankruptcy ** PDL : Past Due Loans in
arrears by 6 months or more *** 3PDL : Loans in arrears by 3 months or more and
less than 6 months |
| (Note:) |
| 1. |
Figures are rounded to the nearest
billion. |
| 2. |
Financial institutions that
declared bankruptcy are excluded. |
| 3. |
""PDL"" refer to loans of which interests are not collected and are not
recognized as earnings, excluding LBB and of which payments of interests are in
a grace period for the purpose of reconstructing the borrowers. ""3PDL"" refer
to loans of which principals or interests are in arrears by 3 months or more
from the date of default on payments of interests or principals under terms of
the related loan agreements, excluding LBB and PDL." |
| 4. |
Some financial institutions chose
""Partial Direct Write-offs"" (to write-off uncorrectable portions (Category IV)
of loans to bankrupt/effectively bankrupt borrows with collateral/guarantee,
instead of providing specific provisions for loan losses), which were 7,533
billion yen on non-consolidated bases. |
| 5. |
""Major Banks"" stand for City
Banks, Long-term Credit Banks and Trust Banks excluding Shinsei Bank and Aozora Bank. |
| 6. |
Figures include NPLs of UFJ Strategic Partner Co., Ltd which are
transferred from UFJ Bank. |
| 7. |
""Total of Regional Banks""
includes the figure of Saitama Resona Bank." |
