The FSA publishes the status of loans held by all banks as of the end of September 2025, based on the Financial Reconstruction Act

Loans based on the Financial Reconstruction Act (FRA)

The total amount of loans held by all banks as of the end of September 2025, based on the definition in the FRA (Act No. 132 of 1998), is 8.0 trillion yen. The figure decreased by 0.4 trillion yen from 8.4 trillion yen as of end-March 2025.

Total amount of loans based on the Financial Reconstruction Act (End of September 2025)	8.0 trillion yen	(-0.4 trillion yen from the end of March 2025)
(Of which,) “Special attention loans”	2.1 trillion yen	(+0.0 trillion yen from the end of March 2025)
(Of which,) “Doubtful loans”	4.8 trillion yen	(-0.4 trillion yen from the end of March 2025)
(Of which,) “Bankrupt/de facto bankrupt loans”	1.2 trillion yen	(+0.0 trillion yen from the end of March 2025)

(Note)

All the figures are rounded down to the nearest 0.1 trillion yen.

Table-1	Transition of Loans Based on the Financial Reconstruction Act	Transition of Loans Based on the Financial Reconstruction Act

Past Data

Contact

Supervisory Research Office, Supervisory Coordination Division, Supervisory Bureau, Financial Services Agency

Tel +81-(0)3-3506-6000 (ext. 3852)