Japanese
[Provisional Translation]
September 24, 2024
（April 24, 2025, updated）
Financial Services Agency

The FSA publishes the status of loans held by all banks as of the end of March 2024, based on the Financial Reconstruction Act

1. Loans based on the Financial Reconstruction Act (FRA)

The total amount of loans held by all banks as of the end of March 2024, based on the definition in the FRA (Act No.132 of 1998), is 9.6 trillion yen. The figure increased by 0.8 trillion yen from 8.8 trillion yen as of end-March 2023.

Total amount of loans based on the Financial Reconstruction Act (End of March 2024)	9.6 trillion yen	(+0.8 trillion yen from the end of March 2023)
(Of which,) “Special attention loans”	2.3 trillion yen	(+0.2 trillion yen from the end of March 2023)
(Of which,) “Doubtful loans”	6.0 trillion yen	(+0.5 trillion yen from the end of March 2023)
(Of which,) “Bankrupt/de facto bankrupt loans”	1.2 trillion yen	(+0.0 trillion yen from the end of March 2023)

2. Specific provisions for loan losses

The total amount of specific provisions for loan losses as of the end of March 2024 stands at 2.3 trillion yen. The figure increased by 0.2 trillion yen from 2.1 trillion yen as of the end of March 2023.

3. Total loss amount from the disposal of non-performing loans (NPLs)

The total loss amount from the disposal of NPLs from April 2023 to March 2024 was 0.8 trillion yen. The figure increased by 0.3 trillion yen from 0.5 trillion yen as of the end of March 2023.

(Notes)

All the figures are rounded off to the nearest 0.1 trillion yen.
The figures relate to the “Transition of Results of Self-Assessment of Assets by Banks”

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Table-1	Transition of Loans Based on the Financial Reconstruction Act	Transition of Loans Based on the Financial Reconstruction Act
	(Note 1) The number of financial institutions targeted has been corrected as follows: <incorrect> Cooperative Financial Institutions 415, Deposit Taking Financial Institutions 524 <correct>Cooperative Financial Institutions 413, Deposit Taking Financial Institutions 522 (Note 2) The figures for September 2023 in Table-1 have been corrected.
Table-2	Transition of Status of Coverage of Loans Based on the Financial Reconstruction Act	Transition of Status of Coverage of Loans Based on the Financial Reconstruction Act
Table-3	Transition of Total Losses on Disposal of Non-Performing Loans of All Banks	Transition of Total Losses on Disposal of Non-Performing Loans of All Banks
Table-4	Transition of Results of Self-Assessment of Assets by Banks	Transition of Results of Self-Assessment of Assets by Banks

(Notes)

Until last year, "Breakdown of Factors Causing Changes in Loans" and “Transition of Valuation for Real Estate Collateral” had been published as Table 2 and Table 4. Data for these two tables will not be published as the items to be published were reviewed.

Past Data

Contact

Supervisory Research Office, Supervisory Coordination Division, Supervisory Bureau, Financial Services Agency

Tel +81-(0)3-3506-6000 (ext. 3314)